Archive for the ‘Greece’ Category

European Mortgage News

Tuesday, February 10th, 2009

European Lending - maximum mortgages available:

Greece - max loan now 70% of the value of the property

Spain - Max loan and re-finance loan - 70% - (65% with most UK banks)

Portugal - Max loan now 80%

Turkey - Max loan now 70%, rates approx 6% variable  - good product!

Cyprus - 65% Max LTV

Figures correct as at 10th February 2009

Other country updates will be published shortly

Please feel free to view our main website or contact us at www.international-mortgage-broker.com

Greece & Cyprus - Mortgage Update

Monday, November 24th, 2008

Latest News for Expats buying in Greece & Cyprus (24/11/2008)

During the current economic climate, arranging mortgage finance in Greece is getting tougher.
There are still opportunities out there, but for a foreign national to buy in Greece at the moment realistically you now require a 40% deposit.
If you are thinking of buying in Cyprus, however, there is good news: We still have some great mortgage products available. In most cases we can get mortgages for 70% of the value of the property.  For the right client, we can even get mortgages for 80% of the value of the property.

We are able to obtain pre-approval of mortgages for customers, so whether you are at the very early stages of thinking about purchasing a property in Greece or Cypruss, already found your new property, or currently have a mortgage on your home and wish to save money, we maybe able to help.

Want to find out more information, please click contact me via my website:  www.international-mortgage-broker.com

Your home or foreign property may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt. Be sure you can afford the repayments before entering into any credit agreement. Any quotation supplied is not an offer of a mortgage. Overseas mortgages are not regulated by the UK Financial Services Authority, you will not be protected by them in respect to advice given.

Mortgages for Greek Property

Wednesday, October 15th, 2008

Mortgages for Foreign Nationals buying property in Greece

The ‘Credit Crunch’ has meant that many banks are now restricting their lending on property in Greece to 50% of the value of the property to foreign nationals.

Whether for an investment or a holiday home, this could be the perfect opportunity. We can currently offer mortgages on Greek property at 90% of the value, 10% Deposit ONLY required.

Arranging a mortgage in Greece :

• Loans available for Purchase, Construction or Home
Improvements
• Loan advance of 90% of the market value of the property
and not the purchase price
• Range of Currencies - Euros, Swiss Francs, US Dollars and
any other currency provided it is funded by the banks
• Interest Rates start from 4.00% in Swiss Francs
• Fixed Rate of Interest available for 3, 5, 10, 15, 20 and 25
years
• Variable Rate Mortgages with no Early Redemption Charges
• Reduced Banking and Legal Charges
• No Valuation Fees
• Maximum loan term 30 years
• Overpayment, Underpayment and Payment Holiday facility,
subject to the terms and conditions of the lender.
• Access to 24 hour Online Banking
• Minimum Documentation for an Application (copy of
passport, latest P60 and payslip or tax assessment, if self-employed)
• Shortened Two Page Mortgage Application Form
• Pre-approval and quotations within hours of an Initial
Enquiry
• Currency Review Switching Service

We are able to obtain pre-approval of mortgages for customers, so whether you are at the very early stages of thinking about purchasing a property in Greece, already found your new property, or currently have a mortgage on your Greek home and wish to save money, we maybe able to help.

Want to find out more information, please click contact me via my website:  www.international-mortgage-broker.com

Your home or foreign property may be repossessed if you do not keep up repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt. Be sure you can afford the repayments before entering into any credit agreement. Any quotation supplied is not an offer of a mortgage. Overseas mortgages are not regulated by the UK Financial Services Authority, you will not be protected by them in respect to advice given.

© Julian Fidler 2008 - International-Mortgage-Broker.com provides Mortgage & Lending Solutions for the International / Overseas Property Market. We work with Private Banks & Off-shore Mortgage Lenders.

See our Mortgage Case Portfolio for examples: Caribbean Mortgage, American Mortgage, French Mortgage, Spanish Mortgage , Greek Mortgage.

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